0 2 7 2 J E N N Y A
I am a mortgage broker, based on Auckland’s North Shore, offering advice on mortgages, refinancing, and all types of lending based on residential security. I offer help to first home buyers, investors and those looking for opportunities to do renovations, debt consolidation, construction and subdivisions.
Although the majority of my client base is on the North Shore of Auckland, I have mortgage clients nation wide, ranging from Kerikeri to Canterbury.
I started my working life at Westpac, and moved onto a variety of roles, including
studying for a BA in media. In 2008 I established my own business HUE (a hair colour only chain) with a grant from NZ Trade and Enterprise. In 2011 HUE was named in the Deloittes Fast 50, and I was named Entrepreneur of the Year in the Kitomba Business Awards. Selling my shares in 2012 left me with time to refocus, do a bit of study, and complete the full circle back to finance.
I offer my clients a fresh perspective on where they are at, a strategy to get where they would like to be (because a goal is not a strategy!) and insight into financial opportunities they may not realise they have. We discuss structure, borrowing entities, tax advantages and opportunities to grow wealth through property, whether it is the first home or the fourth!
027 253 6692
(027 2 Jenny A)
What do I need to get a mortgage?
It's not too daunting - I'll need some bank statements, your payslips (or financials if you are self employed), evidence of your deposit (we can chat about this) some ID (passport or drivers licence) and a form I send you completed - easy!
Why would I move to another bank/lender?
You would only move if there was an advantage - more lending, a cash contribution (we can't argue about free money), better rates, a fresh start/focus.
Which lenders do you use?
Most of them - usually 'first tier lenders' (standard banks) sometimes for a tricky loan (over 80% LVR), there are other options - if you have a preference I will head there, if not, I'll find you the best deal possible.
What will it cost me?
For a mortgage? Nothing. For insurance? Nothing.
Insurance, it's so expensive, how can you help?
Insurance is one of the few things you pay for and hope you'll never use, but, like a lot of things in life it is about balance - too much and it compromises your other financial goals, too little and you are risking losing what you have. My intention is to cover you adequately and ensure you are in a postion to have your claim paid - it never hurts to look over your current cover with fresh eyes.